Articles
Free guides to your rights in Florida. Each one answers one question.
01
Credit reports
2 guides
A mistake on your credit report can cost you a loan or an apartment. How to dispute it, and what the credit bureaus must do next.
02
Cars: buying and repairs
4 guides
Used car fraud, rolled-back odometers, and repair shops that keep your car. What sellers and shops may and may not do.
- Yes, Florida lemon law covers a new car that keeps breaking. Here is how it works
- No, a Florida repair shop may not hold your car over charges you never approved
- Odometer rollback is illegal in Florida, and so is knowingly selling a rolled-back car
- Used Car Fraud: The Red Flags to Check Before You Sign Anything
03
Robocalls and sales calls
4 guides
Robocalls, sales texts, and calls from fake local numbers. Florida's do not call list, calling hours, and what the law lets you do about them.
- Florida telemarketers may not call before 8 a.m. or after 8 p.m. Here are the calling hours rules
- Florida has its own do not call list. Here is what it blocks and what it does not
- Yes, you can sue over some robocalls and sales texts in Florida
- I Got a Robocall From a Number That Looked Local. What Are My Rights?
04
Renting a home
1 guide
Tenant rights in Florida. How to get your security deposit back. Repairs, the eviction process, and what a landlord can and cannot do.
05
Debt Defense
10 guides
What to do when a debt collector or junk debt buyer sues you in Florida. The rules, the deadlines, and the defenses.
- In Florida, a debt collector may not contact your employer before a court judgment, with two exceptions
- No, a debt collector may not harass you in Florida. Here is where the law draws the line
- Your Car Was Repossessed: Notice Requirements and the Deficiency Balance
- Sued by LVNV Funding? How the Process Actually Works
- Sued by Midland Funding? What to Do in Your First 30 Days
- A Debt Buyer Sued Me in the Wrong Court. Now What?
- I Got a Wage Garnishment Notice. What Should I Do First?
- A Debt Collector Called Me. What Are My Rights Before I Pay Anything?
- Wage Garnishment After a Debt Lawsuit: What the Notice Means and How to Respond
- Sued by Portfolio Recovery Associates? How One Case Was Dismissed Because PRA Could Not Prove the Debt.