Florida consumer law, explained for the people it protects.
Free educational guides for consumers being sued by debt collectors, fighting their landlord, dealing with a fraudulent used car deal, or hammered by robocalls. The rules, the deadlines, and the defenses.
Educational only. Not legal advice. Reading this site does not create an attorney-client relationship.
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Debt Defense
What to do when a debt collector or junk debt buyer sues you in Florida. The rules, the deadlines, and the defenses.
- FCRA Disputes: When the Credit Bureau's Reinvestigation Is Just a Rubber Stamp
- Your Car Was Repossessed: Notice Requirements and the Deficiency Balance
- Sued by LVNV Funding? How the Process Actually Works
Landlord-Tenant
Florida tenant rights, security deposits, repairs, eviction defenses, and what landlords can and cannot do under Chapter 83.
Open Landlord-Tenant→Used Car
Used car fraud in Florida. Odometer rollback, salvage title, as-is, and the Florida Deceptive and Unfair Trade Practices Act.
Open Used Car→Robocalls
Unwanted automated calls and texts. What federal law lets you do about them, how spoofed caller-ID works, and the steps that strengthen your position.
Open Robocalls→Latest guides
- Debt DefenseFCRA Disputes: When the Credit Bureau's Reinvestigation Is Just a Rubber Stamp
- Debt DefenseYour Car Was Repossessed: Notice Requirements and the Deficiency Balance
- Debt DefenseSued by LVNV Funding? How the Process Actually Works
- Debt DefenseSued by Midland Funding? What to Do in Your First 30 Days
- Debt DefenseI Paid the Debt. Why Is My Credit Report Still Wrong?
- Debt DefenseA Debt Buyer Sued Me in the Wrong Court. Now What?
- RobocallsI Got a Robocall From a Number That Looked Local. What Are My Rights?
- Landlord-TenantMy Landlord Kept My Security Deposit. How Do I Get It Back?